How CrediSom Works
Building your on-chain credit score is simple and rewarding. Follow these steps to start your journey toward financial reputation.
Connect Your Wallet
Start by connecting your Web3 wallet to the CrediSom platform on Somnia Testnet.
Mint Your Credit NFT
Create your soulbound Credit NFT that will track and represent your on-chain credit history.
Start Building Credit
Deposit funds into the savings vault to earn rewards and begin establishing your credit profile.
Borrow Responsibly
Take loans based on your credit score, make timely repayments to improve your rating.
Grow Your Reputation
Watch your credit score and NFT evolve as you demonstrate financial responsibility.
Credit Score Factors
Payment History
On-time loan repayments and consistency
Savings Activity
Regular deposits and account balance growth
Credit Utilization
Responsible borrowing relative to available credit
Account Age
Length of credit history and platform engagement
Repayment Streak
Consecutive on-time payments and consistency bonus
Ready to Start Building?
Connect your wallet and begin your journey toward better credit today.