About CrediSom
Revolutionizing decentralized finance through innovative credit scoring and reputation-based lending.
Our Mission
CrediSom is pioneering the next generation of DeFi by introducing comprehensive credit scoring to decentralized finance. We believe that financial reputation should be portable, verifiable, and reward responsible behavior. Our platform enables users to build on-chain credit scores through consistent savings and timely loan repayments, creating a more inclusive and efficient lending ecosystem.
Key Innovations
Dynamic Credit Scoring
Our algorithmic credit scoring considers multiple factors including repayment history, savings consistency, account age, and on-time payment streaks to create a comprehensive financial profile.
Soulbound Credit NFTs
Non-transferable NFTs that evolve with your credit score, creating portable reputation tokens that can be used across the DeFi ecosystem as proof of creditworthiness.
Advanced Risk Management
Sophisticated liquidation monitoring, circuit breakers, and volume limits ensure platform stability while protecting user positions from unexpected market volatility.
Yield-Generating Savings
Earn competitive APY on deposits while building credit history. Your savings contribute to the lending pool and generate returns while improving your credit profile.
Built on Cutting-Edge Technology
Somnia Network
Deployed on Somnia Testnet for fast, low-cost transactions
Smart Contracts
Audited contracts with advanced security features and circuit breakers
Oracle Integration
Real-time credit scoring with transparent, verifiable algorithms
Our Values
Transparency
All credit scoring algorithms and smart contracts are open source and verifiable
Inclusivity
Everyone deserves access to credit and the opportunity to build financial reputation
Innovation
Continuously pushing the boundaries of what's possible in decentralized finance